Showing 15 articles
Comprehensive guide to financing your home improvements in New Jersey. Learn about FHA 203(k), HomeStyle, VA renovation loans, qualification requirements, and the complete application process to transform your property.
Comprehensive strategic guide to determining the optimal time to sell your New Jersey home. Learn how to balance tax implications, market conditions, seasonal factors, and personal circumstances.
Comprehensive guide to understanding and minimizing capital gains tax when selling your home in New Jersey. Learn about the $250K/$500K exclusion, cost basis adjustments, and tax-saving strategies.
Discover the surprising advantages of buying a home during winter in New Jersey. Learn how less competition, motivated sellers, and better deals make winter the smart season for homebuyers.
Comprehensive guide to finding and financing affordable homes under $200,000 in New Jersey. Learn where to look, what to expect, and how to compete successfully.
Comprehensive guide to financing rental properties in New Jersey. Learn about loan types, credit requirements, down payments, DSCR loans, and proven strategies for building your real estate investment portfolio.
Stop paying hundreds per month in Private Mortgage Insurance. Learn five proven strategies to eliminate PMI early and save thousands, with real examples from Monmouth, Ocean, Bergen, and Middlesex counties.
Comprehensive guide to PMI for first-time homebuyers in New Jersey. Learn what PMI is, how much it costs, when it can be removed, and whether it's right for your situation in Monmouth and Ocean counties.
Discover how smart home technology is transforming the New Jersey real estate market. From security systems to energy-efficient upgrades, learn what today's buyers want and how to finance smart home improvements across Monmouth, Ocean, Bergen, and Middlesex counties.
Demystify the mortgage process with this comprehensive guide to essential terms, from APR to underwriting. Perfect for first-time homebuyers in Monmouth, Ocean, Bergen, and Middlesex counties.
Discover why the 20% down payment requirement is one of the biggest misconceptions keeping potential homebuyers from achieving their dreams. Learn about low down payment options from FHA, VA, USDA, and conventional loans.
Think you need a 750+ credit score to qualify for a mortgage? Think again. We break down the real credit requirements for different loan types and show you how to improve your credit before applying.
Being self-employed doesn't mean you can't get a mortgage. Learn how to qualify for a mortgage with non-traditional income documentation and what lenders really look for.
Learn why PMI might be your path to homeownership and wealth building, not an obstacle to avoid at all costs. Understand when PMI makes financial sense.
From debt disqualification to renting vs. buying, we debunk five additional mortgage myths that prevent qualified buyers from pursuing homeownership. Get the facts and make informed decisions.
Get personalized guidance from Matthew Victoria, your trusted New Jersey mortgage expert serving Monmouth, Ocean, Bergen, and Middlesex counties.