Mortgage Myths Debunked

Separating fact from fiction in the world of home financing. Get expert insights from Matthew Victoria, Sales Team Lead at PRMG, and discover the truth about mortgages, credit, and homeownership.

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Down Payments

The 20% Down Payment Myth: Why You Can Buy a Home Sooner Than You Think

Discover why the 20% down payment requirement is one of the biggest misconceptions keeping potential homebuyers from achieving their dreams. Learn about low down payment options from FHA, VA, USDA, and conventional loans.

February 2, 2026
6 min read
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Credit

Credit Score Myths: You Don't Need Perfect Credit to Get a Mortgage

Think you need a 750+ credit score to qualify for a mortgage? Think again. We break down the real credit requirements for different loan types and show you how to improve your credit before applying.

February 2, 2026
5 min read
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Non-QM

Self-Employed? Here's Why You CAN Get a Mortgage (Non-QM Explained)

Being self-employed doesn't mean you can't get a mortgage. Learn how Non-Qualified Mortgages and alternative documentation options make homeownership possible for entrepreneurs, freelancers, and gig workers.

February 2, 2026
7 min read
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Mortgage Insurance

PMI Isn't the Enemy: Why Mortgage Insurance Can Help You Build Wealth Faster

Private Mortgage Insurance gets a bad rap, but it can actually accelerate your path to homeownership and wealth building. Discover the real costs and benefits of PMI and when it makes financial sense.

February 2, 2026
5 min read
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General

5 More Mortgage Myths That Keep People From Homeownership

From debt disqualification to renting vs. buying, we debunk five additional mortgage myths that prevent qualified buyers from pursuing homeownership. Get the facts and make informed decisions.

February 2, 2026
6 min read
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