Investment Property Financing

Build Wealth Through New Jersey Real Estate

Expert financing solutions for rental properties, multi-family homes, and investment portfolios. Calculate your returns, explore loan options, and get personalized guidance from New Jersey's trusted investment property specialist.

Why Choose Us for Investment Property Financing?

Specialized expertise in New Jersey real estate investment financing with personalized service and competitive rates.

Multiple Loan Options

Access to conventional, DSCR, portfolio, and hard money loans. We'll find the best financing solution for your investment strategy and financial profile.

Expert Guidance

Over a decade of experience helping New Jersey investors build wealth through real estate. We understand local markets and investment strategies.

Fast Approvals

Streamlined process with quick pre-approvals so you can act fast on investment opportunities. Close deals before your competition.

Investment Property ROI Calculator

Analyze potential rental properties with our comprehensive calculator. Calculate cash flow, cash-on-cash return, cap rate, and DSCR to make informed investment decisions.

Property Details
Financing
Operating Expenses
Investment Summary
Total Cash Needed
$94,500
Loan Amount
$262,500
Down Payment
$87,500
Monthly Cash Flow
-$740
Monthly Income:$2,375
Monthly Expenses:$3,115
Mortgage Payment:$1,835
Annual Cash Flow
-$8,875
Return Metrics
Cash-on-Cash Return
-9.39%
Cap Rate
3.76%
DSCR (Debt Service Coverage Ratio)
0.60
Poor - Property may not qualify
Investment Analysis
Cash-on-Cash Return: Below target, review expenses or rent potential
Cap Rate: Low performance, high expenses or low rent
DSCR: Below minimum - difficult to finance

Need help interpreting your results? Schedule a free consultation to discuss your investment strategy and financing options.

Investment Property Loan Options

We offer a variety of financing solutions tailored to different investment strategies and borrower profiles.

Conventional Loans
  • Best rates for qualified borrowers
  • 15-25% down payment
  • Finance up to 10 properties
  • Credit score 620+
DSCR Loans
  • No income verification required
  • Based on property cash flow
  • Ideal for self-employed
  • Unlimited properties
Portfolio Loans
  • Flexible underwriting
  • Unique properties accepted
  • Negotiable terms
  • Lower credit scores may qualify
FHA Multi-Family
  • As low as 3.5% down
  • 2-4 unit properties
  • Must occupy one unit
  • Lower credit requirements
Hard Money Loans
  • Fast approval (days, not weeks)
  • Properties needing repairs OK
  • Ideal for fix-and-flip
  • Short-term financing
Blanket Mortgages
  • Finance multiple properties
  • Single loan, one payment
  • Release clauses available
  • Portfolio expansion

Free Investment Resources

Download our comprehensive guides to help you make informed investment decisions.

Rental Property Loans Guide

Complete guide with loan comparison tables, qualification checklists, and NJ market insights.

Investment Analysis Blog

In-depth article covering financing strategies, loan types, and success tips for NJ investors.

Ready to Finance Your Investment Property?

Get expert guidance on rental property financing from New Jersey's trusted investment property specialist. Let's discuss your investment goals and find the perfect financing solution.

Call or Text
(908) 296-8904